La Oveja Negra — Cash Flow Tool

Black Sheep Herd calculator. Edit any input. Outputs update live.

Year 1—
Year 3 ★—
Year 5—

Outcomes

Year 1 DSCR
—
cash —
Year 3 DSCR ★
—
cash —
Year 5 DSCR
—
cash —
Total partner capital available
—
Total cash required (Phase 1)
—
Capital surplus / gap
—
Edit inputs below to see how the deal responds. Target: Y3 DSCR ≥ 1.20 (BanRural minimum).
Partner investments
$
$
$
$
$
Joe + Ana buildout-period contribution
$
Loan structure
$
%
Construction sequencing
$
$
Revenue assumptions
$
%
%
pp
%
Working capital + streams
$
La Oveja Negra Wellness Retreat · El Hato, Sacatepéquez, Guatemala · v1.1 (mobile-optimized)
tor('.mini-value').textContent = d.toFixed(2) + 'x'; }); document.getElementById('cap-available').textContent = fmt(cap.totalAvailable); document.getElementById('cap-required').textContent = fmt(cap.totalRequired); const surplusEl = document.getElementById('cap-surplus'); surplusEl.textContent = fmtSigned(cap.surplus); surplusEl.className = 'value ' + (cap.surplus < 0 ? 'bad' : 'good'); document.getElementById('interpretation').textContent = getInterpretation(y1, y3, y5, cap); } document.querySelectorAll('input[type="number"]').forEach(el => { el.addEventListener('input', update); }); document.querySelectorAll('#streamsToggle button').forEach(btn => { btn.addEventListener('click', () => { document.querySelectorAll('#streamsToggle button').forEach(b => b.classList.remove('a